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Should You Buy a Used Car or a New Car?

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You don’t want to make a costly mistake. Our car shopping guide will help you understand the pros and cons of buying a new car or buying a previously owned vehicle that is new to you.

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The Best Cars for Family Trips

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Summer is here, which means trips to the beach, adventures at parks, staycations, vacations, nights out, a ride to the ice cream parlor, and lots of summer fun with your family. The problem is you need a way to get there. A good family car can give you the peace of mind you need to make sure you and the kids have the best summer ever. Take a look at five of our favorites from 2019 and 2020.  
 

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Rebuilding Credit 101

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Bad credit makes it difficult to do everything from buy a home to apply for a loan, but if your score is less than perfect, here are some things you can do. While rebuilding credit takes some time, if you're willing to put in the hard work, you'll see your numbers rise. Get started with these tips for improving credit.
 

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How to Keep Your Finances Safe

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Cyber security — or the lack thereof — could cost a whopping total of $6 trillion in damages by the year 2021, according to a 2019 article in CPO Magazine. With the amount of time we all spend online, establishing best practices for online security should be at the top of everyone's to-do list. From managing your finances online to making sure you only visit trustworthy websites, we've gathered a few of our top tips for online security to keep your finances safe and sound.

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Things to Know When Using Credit

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Have credit questions? You're not alone. How you use your credit can make or break your credit score, that three-digit number that tells lenders how you've used credit in the past, and how responsible you're likely to be in the future. No matter if you're looking for a line of credit, a flex loan, an installment loan, or a new credit card, these tips on credit use are key to keeping your future planning on track with a credit history that looks great and a budget that's kept in check.

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New Year, New Financial Goals

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January means that it's time for New Year's resolutions — especially financial ones. Many people enter the new year proclaiming "new year, new me," but they might not have planned out how to make those changes. It's important to work diligently toward your financial goals to see the difference and regain control of your money. If you've had challenges sticking with your past New Year's resolutions, follow these tips to help get your finances back on track once and for all.           

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Save Money This Holiday Season

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The holidays are the most wonderful time of the year…until you think about just how much money you usually spend on gifts, decorations, and food. At NiceLoans! we know it can be challenging to stick to your budget in December. That's why we've put together these tips on how to save money this holiday season.

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