NiceLoans!

Find Your Nearest NiceLoans!

NiceLoans! serves our customers with locations in your neighborhood to make it easy for you to apply in person or stop by and ask us your questions. Use our friendly store finder or our store listing page to locate your closest NiceLoans! store now. Whichever is easier for you!

Stores By State Store Locator

LOANS UP TO $1,500

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How It Works

We're happy to assist you with completing your application at one of our many locations in your neighborhood, with loans up to $1,500. We're always only a call away and ready to assist.

Learn More

Find out more about our products and answers to all of your questions in our FAQ section. Learn more about our products, what documents you'll need and much more!

Get Approved!

After you submit your application, documents and all other requirements, your loan application goes into underwriting. Once approved, you'll have the option to receive your check in store or via direct deposit.

Get Your Cash

You always have the option of picking up your check the same day, or receiving your direct deposit as quickly as the next day. We think you'll enjoy having options.

Blogs

27Jul

5 Factors Affecting Your Credit Score

The words “credit score” may be the most adult words in the English language. It is three digits that give a lender a sense of whether you will repay your loans. The higher your credit score, the more likely you will be a responsible borrower. Good credit helps you negotiate better credit terms like lower payments and interest rates.

13Jul

5 Benefits of Getting a Good Night's Sleep

Studies have shown that adults require at least 7 hours of sleep per day. When you sleep, your body and mind are refreshed, allowing them to perform their daily tasks effectively. Sleep contributes to your physical well-being. In addition, rest is necessary for healing and repairing your heart and blood vessels. Depriving yourself of adequate sleep is associated with increased risks for cardiovascular disease, kidney disease, high blood pressure, diabetes, and stroke.

15Jun

Should You Buy a Used Car or a New Car?

You don’t want to make a costly mistake. Our car shopping guide will help you understand the pros and cons of buying a new car or buying a previously owned vehicle that is new to you.

1Jun

5 Outdoor Activities in Chattanooga, Tennessee

Do you have a little time off planned? Glen Miller and his orchestra made Chattanooga a household name in 1941 with the hit song Chattanooga Choo Choo. His catchy tune made Chattanooga sound like the place to be, and he wasn’t wrong. Chattanooga has tons of outdoor fun to explore. We recommend you check out the following five activities while you are visiting.

25May

Jackson's Public Art Is Making A Scene

Jackson is the capital of Mississippi. While the Magnolia State is well known for its southern hospitality, the city of Jackson brings the charm. Tourists of the city can expect fine dining and cultural experiences at the many museums in Jackson ranging in topics ranging from American history to the natural sciences. But if you are looking for things to do on your vacation, you need to check out Jackson’s stunning outdoor public art displays.

12Jul

The Best Cars for Family Trips

Summer is here, which means trips to the beach, adventures at parks, staycations, vacations, nights out, a ride to the ice cream parlor, and lots of summer fun with your family. The problem is you need a way to get there. A good family car can give you the peace of mind you need to make sure you and the kids have the best summer ever. Take a look at five of our favorites from 2019 and 2020.