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How It Works

NiceLoans! is your neighborhood financial provider. Our stores are located throughout Alabama, Oklahoma, Mississippi, and Tennessee. We always put our customers first and offer a convenient way to apply and get funded for your loan.




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Money. Simply. Today.

NiceLoans! makes it easy to get funded in just 3 quick steps!

Step 2: Get Approved!

After submiting your application and documents, your loan goes into the underwriting process where you find out your approval status.

Step 3: Get Your Funds

Once approved, all that is left to do is recieve your cash! It's that easy! Come see us at your closest neighborhood NiceLoans! today.

*Restrictions may apply.

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LOANS UP TO $2,500

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NiceLoans! Customer Reviews

“Friendly and fast service. Always there when I need them. Go by and visit them, I promise they will take great care of you.” Tammie R.

NiceLoans! Customer Reviews

"My experience there was great! It didn't take long at all to get my cash. Thanks for your help." Tonya G.

NiceLoans! Customer Reviews

"Great business! You won't get a better loan in the city. No line, no wait! Please do business here. You won't regret it." Jennifer S.

NiceLoans! Customer Reviews

“Fast and friendly customer service.” Pam E.

Blogs

How to Financially Recover from the Holidays
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How to Financially Recover from the Holidays

Let’s face it, the holiday season can get pricey. No matter how you budget, there are so many extra expenses to pay for like gifts, new seasonal clothes, groceries, décor, and much more! If you feel like you’ve spent a little more than you wished then keep reading to get your finances back on track in the new year!

New Year, New Savings
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New Year, New Savings

If you let the holiday rush get ahead of you and spend too much money, you might wonder how you're going to get through January — and the rest of the new year — starting out in debt. We at NiceLoans! put together this list of tips on how to save money in the new year.
 

Best New Year’s Activities for the Kids
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Best New Year’s Activities for the Kids

When most people think of New Year's activities, they think of adult parties and celebrations. But not everyone wants to leave the kids at home while ringing in the new year. Whether you want to go out or stay in, we put together a list of ways to have some New Year's family fun.

Easy and Affordable Last-Minute Gifts
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Easy and Affordable Last-Minute Gifts

Haven't had an opportunity to buy your loved ones a holiday gift yet? There's no need to panic when it comes to holiday shopping. Our gift guide shows you how to save money with affordable last-minute gift ideas for all ages this holiday season.

Fun Things to Do For the Holidays
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Fun Things to Do For the Holidays

Looking for some fun family activities this winter that don't require a huge budget? Whether you want to leave the house or stay bundled up indoors, we have all the affordable holiday fun for everyone of all ages to enjoy. Try these festivities this season and maybe you’ll start a new tradition!