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How It Works

NiceLoans! is your neighborhood financial provider. Our stores are located throughout Alabama, Oklahoma, Mississippi, and Tennessee. We always put our customers first and offer a convenient way to apply and get funded for your loan.




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Money. Simply. Today.

NiceLoans! makes it easy to get funded in just 3 quick steps!

Step 2: Get Approved!

After submiting your application and documents, your loan goes into the underwriting process where you find out your approval status.

Step 3: Get Your Funds

Once approved, all that is left to do is recieve your cash! It's that easy! Come see us at your closest neighborhood NiceLoans! today.

*Restrictions may apply.

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LOANS UP TO $2,500

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NiceLoans! Customer Reviews

“Friendly and fast service. Always there when I need them. Go by and visit them, I promise they will take great care of you.” Tammie R.

NiceLoans! Customer Reviews

"My experience there was great! It didn't take long at all to get my cash. Thanks for your help." Tonya G.

NiceLoans! Customer Reviews

"Great business! You won't get a better loan in the city. No line, no wait! Please do business here. You won't regret it." Jennifer S.

NiceLoans! Customer Reviews

“Fast and friendly customer service.” Pam E.

Blogs

Low-Cost Family Meals
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Low-Cost Family Meals

There’s no need to waste money on takeout, instead fill your table with delicious food without emptying your wallet. The best way to prepare low-cost meals is to fill your recipe arsenal with inexpensive dishes. To help you get cooking, NiceLoans! rounded up cheap family meal ideas that are easy to make and tasty to eat.

5 Fun Ways to Celebrate St. Patrick's Day
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5 Fun Ways to Celebrate St. Patrick's Day

You can enjoy a fun, relaxing St. Patrick's Day celebration at home with these ideas from NiceLoans! Enjoying these family activities at home means you get to relax and wear whatever makes you happy and comfortable. You also get to spend the time making fun memories with your family and friends.

NiceLoans! Memphis Locations
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NiceLoans! Memphis Locations

Looking for loans in Memphis, TN? Did you know we have 7 conveniently located NiceLoans! stores in your neighborhood? Stop by one of our locations to apply for an Installment Loan or ask us your questions. We have made our approval process quick and easy so you can leave with your cash in thirty minutes or less!
 

Easy Valentine’s Day Treats
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Easy Valentine’s Day Treats

You can save money while making Valentine's Day extra special for the loved ones in your life by making some of these DIY tasty treats to share. These delicious homemade Valentine's Day candy and easy sugar cookie recipes are sweet and thoughtful when you want something to make on a budget for a gift or special gathering.
 

When You Should Take Out a Loan
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When You Should Take Out a Loan

NiceLoans! offers Installment Loans up to $2,500 and in less than thirty minutes, you can receive your funds! If you’re wondering when you should take out an Installment Loan then keep reading to see how our loans have helped our customers in the past.
 

How to Financially Recover from the Holidays
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How to Financially Recover from the Holidays

Let’s face it, the holiday season can get pricey. No matter how you budget, there are so many extra expenses to pay for like gifts, new seasonal clothes, groceries, décor, and much more! If you feel like you’ve spent a little more than you wished then keep reading to get your finances back on track in the new year!