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How It Works

NiceLoans! is your neighborhood financial provider. Our stores are located throughout Alabama, Oklahoma, Mississippi, and Tennessee. We always put our customers first and give you a convenient way to apply and get funded for your loan.




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Money. Simply. Today.

NiceLoans! makes it easy to get funded in just 3 quick steps!

Step 2: Get Approved!

After submiting your application and documents, your loan goes into the underwriting process where you find out your approval status.

Step 3: Get Your Funds

Once approved, all that is left to do is recieve your cash! It's that easy! Come see us at your closest neighborhood NiceLoans! today.

*Restrictions may apply.

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LOANS UP TO $2,500

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NiceLoans! Customer Reviews

“Friendly and fast service. Always there when I need them. Go by and visit them, I promise they will take great care of you.” Tammie R.

NiceLoans! Customer Reviews

"My experience there was great! It didn't take long at all to get my cash. Thanks for your help." Tonya G.

NiceLoans! Customer Reviews

"Great business! You won't get a better loan in the city. No line, no wait! Please do business here. You won't regret it." Jennifer S.

NiceLoans! Customer Reviews

“Fast and friendly customer service.” Pam E.

Blogs

7 Cheap Crafts for Kids
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7 Cheap Crafts for Kids

Looking for some fun ways to keep the kids busy without breaking the bank? Research shows the average American household spends about $28 each month on craft supplies or activities for their children, according to Statista. That adds up to more than $300 a year. 
 

Sweet vs. Spooky: 5 Easy Halloween Treats
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Sweet vs. Spooky: 5 Easy Halloween Treats

What's the best thing about Halloween? Is it the scary costumes or the exciting parties? Sure, all of those are great, but for many of us, the delicious Halloween treats are the real stars of the show. Skip the costly and difficult snacks, and take a look at some sweet and spooky ideas from us at NiceLoans!

Quick Guide: Affordable Family Fun
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Quick Guide: Affordable Family Fun

When warm summer days turn into cooler autumn weather, the affordable family fun doesn't have to end. Grab a sweater and browse through these ideas from NiceLoans! for fun, cheap activities that won't break your budget. These include some craft ideas, pumpkin projects, and even free outdoor activities.

How to Save Money on Your Next Grocery Trip
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How to Save Money on Your Next Grocery Trip

Did you know Americans spend an average of up to $500 or more on groceries every month? Factors such as where you live and your household size influence that amount, but one thing is clear: It’s easy to rack up a surprisingly large bill with every grocery run. If you plan ahead and use a money-saving strategy, you can save a surprising amount. Check out this list of money saving tips designed to help you reduce grocery bills and leave you more funds for saving, paying down debts, and having a little fun. 

Rebuilding Credit 101
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Rebuilding Credit 101

Bad credit makes it difficult to do everything from buy a home to apply for a loan, but if your score is less than perfect, here are some things you can do. While rebuilding credit takes some time, if you're willing to put in the hard work, you'll see your numbers rise. Get started with these tips for improving credit.